# XAUm 支持Cefi和DeFi抵押借贷

**尊敬的 Matrixdock 用户，**

Matrixdock 黄金代币 XAUm 已在  **CeFi (BIT)** 和 **DeFi (Curve Lend、Avalon Finance、和 Kinza Finance)** 平台支持抵押借贷。

**CeFi:**

[BIT App](https://www.bit.com/) (前身为Matrixport App)

* 抵押形式：XAUm
* 最大贷款价值比（LTV）：93%
* 支持借贷资产：USDT, USDC

**DeFi:**

[Curve Lend](https://lend.curve.fi/#/ethereum/markets/one-way-market-27/manage/loan)

* 支持链：ETH
* 抵押形式：XAUm ERC-20 代币
* 价格：Chainlink XAU/USD
* 最大贷款价值比（LTV）：93%
* 支持借贷资产：crvUSD

[Avalon Finance](https://app.avalonfinance.xyz/?marketName=proto_bsc_xaum_innovation)

* 支持链：BSC
* 抵押形式：XAUm BEP-20 代币
* 价格：Chainlink XAU/USD
* 最大贷款价值比（LTV）：70%
* 支持借贷资产：USDC 和 USDT

[Kinza Finance](https://app.kinza.finance/#/details/XAUM)

* 支持链：BSC
* 抵押形式：XAUm BEP-20 代币
* 价格：Chainlink XAU/USD
* 最大贷款价值比（LTV）：70%
* 支持借贷资产：USDC 和 USDT

常见问题解答可以参考[这里](/matrixdock-docs/huang-jin-dai-bi-xaum/xaum-yong-li/zhi-ya-jie-dai.md)。

Matrixdock 将持续拓展更广泛的合作，为XAUm持有者带来更多样的借贷和流动性机会。

感谢您一直以來的支持。如有任何疑问或需要帮助，请随时联系我们的客服团队：<support@matrixdock.com>。

**Matrixdock 团队**

<br>


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